Is theft covered on basic form?
Basic form covers these 11 “perils” or causes of loss: Fire or Lightning, Smoke, Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft (striking the property), Vehicles (striking the property), Glass Breakage, Vandalism & Malicious Mischief, Theft, and Volcanic Eruption.
What is own damage insurance?
Own damage car insurance provides compensation against any own damages sustained by the insured car due to an unforeseen event like an accident, earthquake, theft, riot, fire, etc. This policy can only be purchased if you have an existing third party liability car policy.
What are the protection basic requirements?
In order to perform its functions properly, the protection system must have the following characteristics: speed, selectivity, reliability, and sensitivity.
What are the two types of protection?
It is a usual practice to divide the Types of Protection scheme into two classes viz. primary protection and back-up protection.
What are the 3 component parts of fault protection?
Earthing of circuits and equipment. Protective equipotential bonding. Automatic disconnection.
What is PA benefits in insurance?
A compulsory personal accident or PA cover is an add-on cover that provides protection against any accidental injuries to the owner-driver of an insured car. It provides compensation in case the owner-driver of the car suffers from bodily injuries, permanent disability or death following the car accident.
What is KM system?
A knowledge management system is any kind of IT system that stores and retrieves knowledge to improve understanding, collaboration, and process alignment. Knowledge management systems can exist within organizations or teams, but they can also be used to center your knowledge base for your users or customers.
How do you read an OBD code?
Step 1: Plug the OBD scanner into the OBD port. Step 2: Turn on the ignition. Step 3: Enter the Vehicle Identification Number. Step 4: Find OBD codes in the menu. Step 5: Interpret the first character of the OBD code. Step 6: Interpret the second character of the OBD code.
What are the two types of bodily harm?
There are three basic types of assault offence set out in law – common assault, actual bodily harm (ABH) and wounding / grievous bodily harm (GBH).
What is physical or bodily harm?
Bodily injury refers to the physical damage caused to a person’s body. It can also be known as physical injury. Examples of bodily injuries could include: Cuts, abrasions, bruises, burns, and lacerations.
Which of the following is not automatically covered under the basic form?
The Basic Form is written on a named perils basis and does not cover theft, or loss to trees, shrubs, and plants.
What are the three basic types of protection?
There are three types of orders of protection that can provide victims with legal protections to support their safety – emergency protective orders, temporary restraining orders, and permanent restraining orders.
What is phase fault protection?
Phase fault protection is used for protection of induction motor. The protection relay trips the motor in the case of fault. We can call the protection as short circuit protection.
What is main 1 and main 2 protection?
a. The Main-I and Main-II protection shall be numerical relays of different makes or employ different fault detection algorithm. b. Each distance relay shall protect four independent zones (three forward zones and one reverse zone).
What does basic cause of loss mean?
The basic and broad causes of loss forms are named perils forms; they provide coverage for loss from only the particular causes that are listed in the policy as covered. The special causes of loss form is an all risks form; it provides coverage for loss from any cause except those that are specifically excluded.
What is defining KM?
Knowledge management (KM) is a business process that formalizes the management and use of an enterprise’s intellectual assets. KM promotes a collaborative and integrative approach to the creation, capture, organization, access and use of information assets, including the tacit, uncaptured knowledge of people.
What is the DTC code?
What is a DTC? Diagnostic Trouble Codes, also known as engine fault codes, are five-digit codes that identify a particular problem in the car. These codes are displayed on the scanning tool when it’s connected to the OBD system.
How do I clear my permanent OBD code?
To clear the Permanent DTC using a dedicated monitor cycle, start by repairing the fault that caused the DTC in the first place. Then clear all the codes except for the permanent DTC (if it were that easy, there’d be no problems), and make sure the Permanent DTC is the only one left.
What is serious bodily harm?
Serious Bodily Injury involves a substantial risk of death; extreme physical pain; protracted and obvious disfigurement; or protracted loss or impairment of the function of a bodily member, organ, or faculty (18 USC Section 1365 (3)(h)).
What is the difference between an accident and an injury?
In addition, the authors state that Injury may also result from a vital element deficiency (drowning, strangulation, freezing, etc.) 7. The Oxford English Dictionary defines “accident” as an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury” 8.